Debit Cards

Debit Cards

A debit card is issued in connection with a bank account or building society account. It can be used to make purchases and obtain cash from ATMs. However, if there is not enough money in your account, the card will be refused.

Debit Cards

  • A debit card is issued in connection with a bank account or building society account.
  • It can be used at most shops and restaurants and the amount charged will be taken directly from your account.
  • It can be used to withdraw money from an ATM or at any cash point. You cannot however use a debit card if there is not enough money in your account
  • The transaction will appear on your statement of account, with a description (usually the name of the supplier of the goods or services), and the date that you carried out the transaction.
  • You can often use the card abroad for shopping or withdrawing cash.
  • You can use the card to shop online but always make sure you are confident that your details are secure. Check if you are unsure.

How do I apply for a debit card?
When you open a bank account, you will be asked whether or not you want a debit card. If you have an account without a card, contact your bank to find out what to do.

Further information

Please contact your bank for more information about debit cards.


Related Links

In debt and need help?

Call a CCCS counsellor 
on 0800 138 1111.