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It is a good idea to keep some money in a savings account, which you can access fairly easily with just a few days notice.
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How you choose the right bank account will depend on your circumstances and why you want an account.
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There normally is no charge for using a bank account, so long as you keep your balance above a fixed amount, or pay in at least a fixed amount each month.
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A debit card is issued with a bank account. It can be used to make purchases or withdraw money from ATMs.
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In debt and need help?
Call a CCCS counsellor on 0800 138 1111.