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A budget helps you stay in control of your money by recording the money you have coming in, and where that money is spent.
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Writing a budget is not difficult, but it may take a bit of work and some patience. Follow our step-by-step guide.
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Sticking to a budget can be difficult, but the following tips on reducing spending may help.
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In debt and need help?
Call a CCCS counsellor on 0800 138 1111.
