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Print out a budget form to write down your monthly income and expenses to help you plan ahead.
|
| Income | £ |
| Main wages or salary (after tax) | . |
| Working Tax Credit or Child Tax Credit | . |
| Part time earnings | . |
| State Benefits | . |
| Maintenance or alimony | . |
| Rent or lodgers | . |
| Interest or other investment income | . |
| Total (A) | . |
| Regular Commitments | . |
| Mortgage | . |
| Rent | . |
| Child maintenance | . |
| Child minder/nursery | . |
| Council Tax | . |
| Electricity | . |
| Gas | . |
| Water Rates | . |
| Telephone | . |
| TV Licence | . |
| Car Tax | . |
| Car MOT | . |
| Insurance Car | . |
| House & contents | . |
| Personal | . |
| Life Assurance | . |
| HP payments | . |
| Loan repayments | . |
| Pension payments | . |
| Credit card payments | . |
| Total (1) | . |
| Day to day expenses | . |
| Food grocery shopping | . |
| Clothing & shoes | . |
| Petrol/transport | . |
| Entertainment videos, magazines, etc. | . |
| Chemist and prescriptions | . |
| Children's pocket money | . |
| Total (2) | . |
| Occasional costs | . |
| Car repairs | . |
| Household repairs & redecoration | . |
| Birthday presents | . |
| Christmas expenses | . |
| Holidays | . |
| Veterinary bills | . |
| Replacement of household appliances | . |
| Dentist | . |
| Optician | . |
| Total (3) | . |
| Total of all expenses (1+2+3) (B) | . |
| Income less expenses (A-B) | . |