Contact Us | Help | About MoneyBasics
Using a credit card can be a useful way of doing your shopping, making online purchases, or making purchases abroad.
A credit card can be very a convenient method of payment and can especially be useful in times of emergencies.
There are various considerations when assessing the cost of credit, including the APR and any fees and charges.
Card issuers will sometimes offer you a lower rate of interest if you swap your balance from your existing card onto one of their cards. This is called a balance transfer.
Managing your credit card well can not only help you budget and prevent you from getting into debt, but can be a way to keep a good credit history.
To prevent fraud, it is important to keep your card safe, and report any suspicions of misuse, theft or loss immediately.
In debt and need help?
Call a CCCS counsellor at 0800 138 1111
About MoneyBasics |
Contact Us |
Site Map |
Legal Notices |
Financial Calculations |
Life Events |
Budget and Banking |