Getting and Keeping Good Credit History

Getting and Keeping Good Credit History

It is important to keep a good history as this information is kept on file and is retrieved each time you apply for credit or enter a contract with monthly payments e.g. mobile phone contract. A good credit history essentially means that you are a low risk individual to lend money to and more likely to be successful in acquiring credit history.

Practical tips on keeping a good credit history

Further information

You can check your credit record with one of the following three credit reference agencies:

These agencies provide a range of credit reporting and monitoring services – check their websites for further details of these services and costs.